

Once up a time: Widow Anna saves her house and clears her debt with Chapter 13.
Once up a time, an elderly widow named Anna needed to replace the HVAC in her townhouse. Her air conditioning broke down and she needed to fix it. Anna was poor. She had $1404 monthly from her retirement and $1232 from social security. Her credit score was dragged down by the $33,000 she had on credit cards—even though the cards were all still current. Mean Boys LLC offered to install and finance her HVAC—they put her in a seven-year lease for the HVAC at $146.00 month. It