What's a Fresh Start? Angelica Writes a Poem
Yesterday, Angelica wrote me a poem. She wrote about what a fresh start in bankruptcy would mean to her. I tell five or ten people every week that bankruptcy gives you a fresh start in five ways. I've never explained it as well as Angelica did. Her poem touched my heart.
Statute of Limitations Saves Lonnie's Family Home
Lonnie came to see me in 2022 because he was about to lose his clearance. An outfit called Dyck-O'Neal was hitting his credit report and Lonnie's security officer needed that cleared up. Dyck-O'Neal buys up foreclosed mortgages and tries to collect on them. Back in 2017, CitiFinancial foreclosed on Lonnie’s Woodbridge house. Lonnie didn't bother to file bankruptcy then. He sorta knew he still owed after the house was foreclosed, but nobody was bothering him about it. Now, in
