There's very little bankruptcy law can do to help people with student loans. But as a bankruptcy lawyer, I can at least give people good advice. Since 2017, I started steering people who seemed eligible to Public Service Student Loan Debt Forgiveness. Back then, hardly anyone I talked to had heard of it. The last year or so, most people I mentioned it to knew about it and were in. Just Wednesday, Nina told me, her student loans had been forgiven. For me, that's a first. To g
High income people who can nearly afford their debts often contact me to see if bankruptcy is the answer. For twenty years or so I've suggested people like that talk to a licensed credit counselor and see if a debt management plan can solve their problem. Here's more info about that.
"According to the American Psychological Association (APA), money is the top cause of stress in the United States." That quote is from verywellmind.com. June 29, 2020. I was reminded because of what I saw in the New York Times today. "Stress May Be Your Heart's Worst Enemy." New York Times Stress: May Be Your Heart's Worst Enemy As a bankruptcy lawyer I talk to so many people who for years drag around debts they can never pay off, before they take advantage of the fresh sta