

Are You Ten Years Out of School and Still Struggling with Student Loans?
President Joe Biden's Department of Education has a new policy on student loans in bankruptcy. If you can clear three hurdles,...


Once up a time: Widow Anna saves her house and clears her debt with Chapter 13.
Once up a time, an elderly widow named Anna needed to replace the HVAC in her townhouse. Her air conditioning broke down and she needed...

What's a Fresh Start? Angelica Writes a Poem
Yesterday, Angelica wrote me a poem. She wrote about what a fresh start in bankruptcy would mean to her. I tell five or ten people every...


Statute of Limitations Saves Lonnie's Family Home
Lonnie came to see me in 2022 because he was about to lose his clearance. An outfit called Dyck-O'Neal was hitting his credit report and...


Maybe something will happen this year to help people who just can't pay their student loans.
The bankruptcy law now says student loans can be cleared only in cases of “undue hardship.” Over the years the courts have said “undue...


Nina, a GS 14, Just got Her Student Loans Forgiven
There's very little bankruptcy law can do to help people with student loans. But as a bankruptcy lawyer, I can at least give people good...


Andrea, from Springfield, was my client in 2011
Andrea, from Springfield, asked me a question this past week, about her bankruptcy back in 2011. I was able to clear up what was...


Debt Management from a Licensed Credit Counselor
High income people who can nearly afford their debts often contact me to see if bankruptcy is the answer. For twenty years or so I've...


Bankruptcy, Stress and Your Heart
"According to the American Psychological Association (APA), money is the top cause of stress in the United States." That quote is from...


Annandale Bankruptcy Lawyer Location Spiffed Up
We spiffed up our Annandale bankruptcy lawyer office location. Repainted. New printer stand, nicer art. New window shades. All ready to...