"One month after filing, average credit scores rose 69 points"
Wow! I bet you didn't know that for most people, bankruptcy improves their credit score. That's direct from a study that Lending Tree...
Higher Median Incomes as Of April 1, 2025.
Filing chapter 7 bankruptcy just got a little easier, as median incomes increased. You have automatic income eligibility to file Chapter...
Are You Ten Years Out of School and Still Struggling with Student Loans?
President Joe Biden's Department of Education has a new policy on student loans in bankruptcy. If you can clear three hurdles,...
Once up a time: Widow Anna saves her house and clears her debt with Chapter 13.
Once up a time, an elderly widow named Anna needed to replace the HVAC in her townhouse. Her air conditioning broke down and she needed...
What's a Fresh Start? Angelica Writes a Poem
Yesterday, Angelica wrote me a poem. She wrote about what a fresh start in bankruptcy would mean to her. I tell five or ten people every...
Statute of Limitations Saves Lonnie's Family Home
Lonnie came to see me in 2022 because he was about to lose his clearance. An outfit called Dyck-O'Neal was hitting his credit report and...
